Affordable Braces and Invisalign With $0 Down Payment Financing

Finding Affordable Clear Aligners and Braces With $0 Down

Straightening your teeth doesn't have to be expensive. With the rise in popularity of clear aligners and advancements in orthodontic technology, there are now many options for getting braces or Invisalign with $0 down. Keep reading to learn about the most affordable brands and financing plans to help you get the smile you want on a budget.

Clear Aligners With $0 Down Payment

Clear aligners like Invisalign are a popular alternative to traditional braces that use a series of clear, removable plastic trays to gradually shift your teeth into place over time. While Invisalign treatment typically costs $3,000 - $8,000, many competitors now offer similar clear aligner therapy for a fraction of the cost. Below are some of the top brands that offer clear aligners with no down payment.

Byte

Byte clear aligners cost just $1,895 for your entire treatment plan. They don't require any down payment and come with a brightening gel to whiten your teeth as you straighten them. Treatment time averages just 3 months. Byte offers at-home impression kits so you don't need an in-office scan. If you need minor to moderate tooth alignment of 1-2mm, Byte could be a very affordable option.

SmileLove

SmileLove aligners cost only $1,170 for your full treatment plan. No down payment is required, and shipping is free. Each set of aligners is worn for 1 week during your 4-6 month treatment. SmileLove is a good value for straightforward teeth straightening cases. However, if your teeth require rotations or bite corrections, traditional braces or Invisalign would be better options.

Candid Co.

Candid clear aligner therapy starts at just $2,400 with the option to pay as low as $299 per month with no down payment. You'll book a free consultation and get a 3D scan of your teeth at a Candid Studio location. Aligners are shipped directly to your door. Treatment time ranges from 6-18 months depending on your specific orthodontic needs. Candid is a strong choice for complex cases within a moderate budget.

AlignerCo

AlignerCo offers custom clear aligner therapy starting at $1,649 with no down payment option through Bread finance. Your AlignerCo aligners are 3D printed and shipped to your home after receiving impressions or a digital scan. Standard treatment times range from 10-14 months. AlignerCo is one of the most affordable aligner options, making it perfect for simple teeth straightening on a tight budget.

Braces With $0 Down Payment

While clear aligners are an excellent discreet choice, sometimes traditional braces are the best option to correct bite issues or complex misalignments. Thankfully, many orthodontists now offer affordable braces with no down payment. Here are some ways to get braces for $0 down:

Dental Insurance

Check if your dental insurance plan includes orthodontic coverage. Many plans cover a portion or percentage of braces costs up to an annual maximum. While they may not cover the full cost, they can lower your out-of-pocket expense to $0 down. Consult your insurer for information on what percentage they'll cover.

Payment Plans

Ask your prospective orthodontist if they offer any interest-free payment plans that would allow you to pay for your braces over time with no down payment. Many orthodontists provide flexible financing options through third party companies like OrthoFi and Klarna to ease the burden of upfront costs.

Credit Cards

Open a credit card through your orthodontist's office that offers 12-18 months of interest-free financing so you can get braces now without paying anything out of pocket initially. Just be sure to pay off the balance during the promotional period to avoid deferred interest.

Dental Schools

Visit an orthodontics program at a dental school, where you can receive quality treatment supervised by orthodontics professors and residents at a fraction of the cost, often with no down payment. Treatment may take a bit longer, but dental schools can save you thousands.

Affordable Braces Brands

Beyond payment plans, many budget-friendly braces brands now offer high quality treatment for less. Here are some top affordable braces options to consider:

SmileDirectClub

SmileDirectClub clear braces cost just $1,850 on average with no down payment when financing through their lending partners. After taking impressions at home, your custom clear braces are mailed to you. Remote monitoring means fewer in-office visits. Overall treatment averages 6 months.

OrthoFi

OrthoFi offers a network of vetted orthodontists who provide braces and Invisalign for as low as $99 per month with no down payment through their financial services. Simply submit your information for a list of qualified orthodontists in your area within their affordable network.

Sunbit

With Sunbit financing, you can get traditional braces or clear aligners starting at around $150 per month with no down payment and instant approval. Sunbit works with hundreds of orthodontist partners across the country to provide affordable payment plans.

Aspen Dental

Aspen Dental offers traditional metal braces starting at just $3,500 when financing through their lending partners. Their network orthodontists provide a free consultation to determine your exact treatment cost. Multiple interest-free payment options are available with no money down.

Questions to Ask Your Orthodontist About $0 Down Payment

To find out if you can get braces or aligners with no down payment, ask your orthodontist these key questions:

Do you offer payment plans?

See if they provide third party financing services and what options are available in terms of monthly payments, promotional financing periods, etc. Payment plans allow you to pay over time rather than upfront.

Is orthodontic insurance accepted?

Find out if they accept orthodontic insurance and how much your plan will cover. This can significantly offset the amount due from you.

Are discounts available?

Ask about any discounts like free initial exams, student discounts, military discounts, etc. Any amount off can help lower your overall costs.

Do you offer flexible financing?

See if they provide credit cards or other financing where you can pay off the balance interest-free over 12-18 months. This prevents you from having to pay everything at once.

What are the payment options if I have no insurance?

Tell them you have no insurance and find out what flexible payment or financing programs are available to help lower your out-of-pocket expense.

Tips for Affording Clear Aligners or Braces

Here are some additional tips for getting braces or aligners when you need $0 down:

Shop Around

Get quotes from several providers. Competition leads to lower prices so you have bargaining power.

Choose Clear Aligners

Aligners often cost less than traditional braces. Mid-range options like SmileLove can offer dramatically lower pricing.

Ask About Discounts

Don't be afraid to inquire about any promotions or discounts that can help drop the price.

Use Flexible Spending or HSA Funds

If you have a Flexible Spending Account or Health Savings Account, you can often use pretax dollars from these funds to pay orthodontic expenses.

Speak With Your Employer

Some companies may offer assistance programs or reimbursement options to help cover medical costs like braces or Invisalign.

Get the Smile You Want Without High Upfront Costs

With innovative invisible aligners and payment plans making orthodontic treatment more accessible, correcting your smile doesn't have to cost an arm and a leg. Do your research to find the most affordable clear aligner or braces brand and ask your provider for no down payment financing

Disclaimer: This article is for informational purposes only and does not constitute medical advice. Always consult with a healthcare professional before starting any new treatment regimen.