Using Your Vision Benefits at Warby Parker vs Davis Vision Online

Using Your Vision Benefits to Buy Glasses Online: Comparing Warby Parker and Davis Vision

If you have vision insurance, you may be wondering if you can use your benefits to buy glasses online. With popular eyewear startups like Warby Parker making it easy to shop for frames from home, more people are looking to go digital for their eyeglass needs.

But can you really use your vision plan benefits on internet retailers? Well compare the top two options Warby Parker and Davis Vision to help you decide where to buy glasses online using your insurance.

Can I Use Insurance at Warby Parker?

Warby Parker made waves by offering stylish, affordable prescription eyewear online. But one downside is they dont directly accept vision insurance plans.

That said, you may still be able to use your benefits if you go through the reimbursement process. Heres how it works:

1. Purchase your eye exam and prescription lenses/frames separately.
2. Get a detailed receipt showing your exam and glasses costs.
3. Submit for reimbursement from your vision insurer.
4. Get reimbursed for covered exam/eyewear costs.

With this approach, you can buy any Warby Parker glasses you like and get reimbursed for the prescription portion. Just make sure to get your eye exam and prescription verification done by an in-network provider.

Warby Parker Vision Check

One thing to note is that Warby Parker does offer an online vision check you can take to get an updated glasses prescription. This starts at $15 and theyll send you a PD measurement tool as well.

The vision check may be more affordable than a full in-office eye exam. Just verify that your insurer will reimburse for an online prescription verification before using this route.

Using Vision Insurance at Davis Vision

Davis Vision is one of the largest vision care insurers in the country. They partner with popular brands like Ray-Ban and Oakley to provide an online eyewear store that accepts vision benefits.

To use your plan on Davis Visions website, simply:

1. Create an account and enter your vision insurance details.
2. Browse glasses and contact lenses that are covered by your plan.
3. Add eligible items to your cart and check out.
4. Your insurance will be applied at checkout.

This makes the process very convenient since you can directly use your benefits instead of paying out of pocket first. Youll also have the flexibility to apply your allowance towards designer prescription sunglasses, contacts, and more.

Davis Vision Exam Savings

In addition to their eyewear selection, Davis Vision provides exam savings with participating optometrists. You can get a $10 eye exam when insured through Davis Vision a nice perk!

Just make sure to get your updated prescription before ordering glasses online. And verify the prescription accuracy within 60 days for reimbursement eligibility.

Warby Parker vs Davis Vision: Compare Eyewear Selection

When it comes to buying glasses with insurance online, the eyewear selection is an important consideration. Heres how Warby Parker and Davis Vision stack up:

Warby Parker

• Trendy, modern frames like square and round designs.
• Primarily eyeglasses with some sunglasses available.
• Single vision and progressive lens options.
• Premium upgrades like blue light filtering lenses.
• Average cost of $95 for frames plus lenses.

Davis Vision

• Wide range of designer brands like Ray-Ban, Oakley, and Costa Del Mar.
• Eyeglasses, sunglasses, and contacts.
• Single vision, bifocal, trifocal, and progressive lenses.
• Polycarbonate, high index, transition, and blue light lenses.
• Varies based on your plans frame/lens allowances.

Overall, Davis Vision offers more big name brands and lens options. But Warby Parker is better if you like their signature modern style.

Using Your FSA or HSA on Vision Purchases

Another tip when buying glasses online is to make the most of tax-advantaged accounts like FSAs or HSAs. You can use these funds on prescription eyewear and eye exams purchased out-of-pocket.

So even if your specific frames or lenses arent covered, check if you can pay with your FSA/HSA. This allows you to maximize the value of your vision benefits and healthcare accounts together.

Vision Insurance Benefits: Whats Typically Covered

To get the most out of your eyewear allowance, it helps to understand what vision plans usually cover. Here are the typical benefits:

• Comprehensive eye exam - Once annually
• Frames - $100 to $200 allowance
• Lenses - Single, bifocal, trifocal, and progressive
• Lens enhancements - UV protection, scratch coating
• Contact lens exam & materials - $100 to $200 allowance

Upgrades like high index, transition, and polarized lenses may require copays. Check your specific plan details to confirm covered benefits and copay amounts before ordering.

Using Insurance for Kids Eyewear

Does your child need glasses? Kids vision benefits typically include a separate frame and lens allowance. This covers a portion of the costs for children's eye exams, glasses, and contacts.

Warby Parker and Davis Vision both offer kid-friendly frames in pint-sized styles, colors, and sizes. So you can definitely use your childs vision benefits when ordering their glasses online.

Can I Get Sunglasses With Insurance?

Wondering if your vision plan includes sunglasses? Some do offer Sunglass Benefits or Sunglass Riders to cover prescription shades.

Davis Vision allows you to use your frame, lens, and contact allotment towards oakley, ray-ban, and other sunnies. Just log in online to see if your plan includes this add-on.

For Warby Parker, youd need to pay out of pocket first. But with the reimbursement process, you may be able to get partial or full coverage back for prescription sunglasses.

Shop Your Vision Plan Online with Warby Parker or Davis Vision

Using online vision benefits gives you more choice and convenience when it comes time to replace your eyewear. Compare options like Warby Parker and Davis Vision to maximize your insurance coverage.

Just be sure to get your eye exam and prescription from an in-network provider. Then you can choose from trendy frames, designer sunnies, contacts, and more all while putting your vision benefits to good use!

Disclaimer: This article is for informational purposes only and does not constitute medical advice. Always consult with a healthcare professional before starting any new treatment regimen.